Why is it important to use HTTPS websites for online transactions?

Using HTTPS websites for online transactions is vital because they provide a safer environment for submitting personal information. HTTPS, which stands for HyperText Transfer Protocol Secure, incorporates an additional layer of encryption compared to its predecessor, HTTP. This encryption protects data transmitted between the user's browser and the web server, making it much harder for unauthorized parties to intercept or tamper with the information being exchanged.

When a website uses HTTPS, users can identify it typically by a padlock icon in the address bar, signaling that their connection is secure. This reassurance is crucial when users are entering sensitive information, such as credit card details or personal identification, as it helps to prevent data breaches and identity theft.

The other choices do not accurately capture the essential features and benefits of HTTPS. While HTTPS websites may sometimes load faster in certain situations, this is not their primary purpose. It's also incorrect to say that HTTPS is exclusively for e-commerce, as many sites outside of retail use it to secure various types of user data. Lastly, while many reputable organizations use HTTPS, this does not guarantee that all HTTP sites are untrustworthy; it's about the encryption protocol itself that ensures user safety.